Join over 4 000 SMEs

Business Funding for SMEs

We've partnered with the best funders in South Africa. Create one application on the platform and apply for multiple types of funding.

* No start up funding

Apply

Turnover

R500 000+
per annum

Time in Business

Longer than 12 months

Trading

More than 6 months

Documents

Business registration,
bank and financial statements

Fast, flexible business funding

Get business funding from
R20 000 to R3 million. Simply complete the online application process and select the loans you'd like to apply to.





All Your Information In One Place

You'll only need to upload your documents once. The system will prompt you if anything is missing or needed.

See if you qualify

Track & check your progress

Never wonder about your application status ever again!

Track and check your application status by logging into the easy-to-use dashboard.

Types of Funding

Asset Finance

Flexible asset finance solutions from 12 to 60 months, so you can get the assets you need without compromising your cash flow.

Growth Capital

For established businesses that want to expand operations or explore and enter new markets.

Working Capital

Short term funding with repayment terms between 4 and 12 months.

Business Loans

Get a simple term loan to cover a once-off business need.

Invoice Financing

Turn unpaid invoices into funds to manage ongoing cash flow, Access 100% of the invoice value.

Line of Credit

Access a flexible revolving credit facility to cover ongoing needs. Draw and pay as you need.

How it works

SMEgo allows you to access the funding you need in three easy steps.

Apply

Apply for various funding opportunities that match your business profile.

Upload

Upload your business information and documentation.

Get Funded

Check on your application status on our online portal, and get access to support and mentorship.

BECOME ONE OF OUR SUCCESS STORIES

What our clients say

"The process was simple and we had the funding within a couple of days. All we had to do was to upload our business documents once, and from there we could pick and choose who to apply with. We also loved the dashboard where we could track our application progress"

"When lockdown hit, we were already in the process of applying for funding. Our bank wouldn't help and took forever to get back to us. With SMEgo, the entire process - from applying to funds in our bank - took less than a week"

BE A PART OF THE SOLUTION

Become a funder

As an investor, you can instantly tap into thousands of SMEs matched to your funding criteria and requirements, that you can support and work with.

Register as a funder

Our Partners

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